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Read more about the PayCard product and how it works.

  1. Balance enquiries

    The card balance will be shown on the ATM slip after every cash withdrawal. Employees can make one free balance enquiry at ATMs for every load or reload or by sending an SMS to 34543, at R2.25 per SMS.

  2. Terms and conditions

    Cards are produced with a PIN and are attached to a card carrier showing how to use the cards at an ATM. On the reverse of the card carrier are the terms and conditions in English.. These terms and conditions are available in Afrikaans on the website.

  3. Fees

    ATM cash withdrawal at a Standard Bank ATMR4.70 (1 free ATM cash withdrawal per load)
    ATM cash withdrawal at another bank ATMR4.70 plus Saswitch fee of R6.70 (none free)
    Purchases at merchantsFree
    Purchase plus cash back at merchantsR4.70
    Balance enquiry at SBSA ATMR2.25 (1 free Balance enquiry per load.)
    Balance enquiry at an agent bank ATMR2.25
    SMS Balance enquiryR2.25
    Declined cash withdrawal at Standard BankR0.00
    Declined cash withdrawal at another bankR0.00

  4. Queries

    If you have any questions, please contact the Standard Bank call center on 0861 11 51 96.

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